At the Wortham Group, we understand that certain clients’ risk management needs are surpassing conventional reviews and policies. Clients turn to the Wortham Group for our proven track record in developing innovative insurance strategies and programs to achieve their long-term business goals.

For clients with non-traditional assets and multifaceted risk issues, the need to transfer risk exposure is growing. Our team is skilled at developing alternative risk analyses and strategies for these clients. We listen carefully to each client to understand your business challenges and goals, focus on your specific needs and create a solution tailored for your operations. Our staff of experts arranges unbundled services such as loss control services to support your specific programs.

Some of the various options that we have designed for our clients include:

• Large deductible and self-insured plans
• Retrospective and loss rated plans
• Captive and risk purchasing group programs
• Enterprise Risk Management feasibility studies.

Enterprise Risk Management

Our seasoned professionals from various disciplines assist clients who are ready to embark on an in-depth “risk mapping” of all possible exposures faced by their business. Our staff works closely with your company’s team in beginning to identify and prioritize your organization’s exposures. A key first step involves the Wortham Exposure Survey, which provides a high-level, coordinated view of current program risk exposures and coverages.

The next step involves working with your senior management to develop an action plan that targets mitigating, absorbing, transferring and monitoring of the company’s risk exposures. Our advisors also provide input on loss control and risk management information systems to improve data collection and loss analysis.